build their retirement savings - and you have great flexibility in deciding

how much to contribute to the plan each year.

Also, you may be able to deduct company contributions as a business expense.

Your tax adviser can help determine if a SEP IRA is the right retirement plan for you. Give it some thought today.

Contributed by Adam Smit, an Edward Jones financial advisor. 

Eileen Sikora of Citizens State Bank receives the 2007 4-H Volunteer of the Year Award

Citizens State Bank of Cadott is pleased to announce that Eileen Sikora, an employee of 15 years, has been honored with the 2007 Volunteer of the Year Award by the Chippewa County 4-H Clubs.  Sikora was nominated by the Otter Creek Ramblers 4-H Club for this honorary award. 

According to the club, Sikora has been

ever experienced in life was watching a “Clover Bud”, a child who is in their first year of 4-H, at the Conference Judging.  It’s a very emotional time for the 4-H students, their parents, and the leaders.”

Citizens State Bank is proud to honor Eileen Sikora for her dedication and hard work with the 4-H Clubs of Chippewa County.

Send your MTM announcements  to webmaster@cadottchamber.org. 

site is also getting some international visitors from places like Ivory Coast, Ireland, Bahrain, Mexico, Greece, China, and Peru.

The increase in traffic means that approximately 85% of the visitors are new visitors, let’s hope they come back again as we would like to see more return visitors.

Several visitors arrived at the site by clicking on the Cadott Bakery link listed on

weau.nbc13deals.com, which is the “Double Dollar Deals” website hosted by WEAU.  This site appears to be a very effective marketing tool, perhaps your business should give it a try!

Top 5 most visited member pages :
Cadott Bakery—77 visits
(WOW!)
Cadott Sentinel—13 visits

General Beer Northwest—8 visits
Kromrey Chiropractic—7 visits

Mathison Chiropractic —7 visits

October marked a record amount of traffic to the Cadott Chamber Website, up by more than 100 visitors from last month!   During October more than 320 visitors went to the Chamber website with more than 820 page views.  That’s an increase of approximately 30% in one month!

While most visitors are located in Wisconsin (164), the number two state is California (64).  I suspect they are trying to learn how to keep their cows happy.  The web

Financial Focus
SEP IRA Offers Tax Benefits
High Limits and More

Member to member news

Website Report

Page 3

Volume 1 Issue 2

If you're self-employed, and you don't already have a SEP IRA, consider opening one - it can offer you some key benefits.

To begin with, your contributions are tax deductible and your earnings grow tax deferred. And you can put in fairly large sums to your SEP IRA.

A SEP IRA also is a good tool for small businesses to attract and retain good employees. You'll help your employees

influential while serving alternating roles as advisor and co-advisor of the club since its inception 20 years ago.  Throughout the years, Sikora has been on the Leadership Council, has participated and taught in the Regional Volunteer Forum, and has taught other leaders new ways to energize kids in the 4-H Club.  Sikora has been a devoted leader and is truly appreciated by her fellow 4-H members.

When asked about her involvement in the club, Sikora stated, “The greatest joy I’ve

“You always pass failure on the way to success.“  Mickey Rooney

"I am not an Athenian or a Greek, but a citizen of the world." Socrates    

Citizens State Bank—Year Unknown